This week you learned about Negotiable Instruments, specifically, cash and checks. However, using cash or checks is no longer the most popular method of paying for most items. We shop online and use apps like CashApp, Venmo and Zelle to pay bills or debts. Do you think these methods are better$/$worse than paper instruments? Why or why not? Do you prefer these methods? Do you think they are more secure$?$ Why$/$why not? Do you think the electronic system of doing business is inclusive or exclusive? Explain and give examples.