This worksheet will help you evaluate different credit card features and determine which card is the best fit for you. 1. In the Priority Rank column (pink squares), rank the listed features in sequence of importance, with 1 being the most important, and 24 being the least. Give consideration to how you plan to use the card and how you plan to make payments. 2. Select three credit cards to evaluate. For each feature, rank the card from 1 to 3, with 1 being the best. Enter the rank in the CC# Rank gray squares. 3. Score each credit card feature's comparative ranking by multiplying Priority and Rank. (For each row, Priority Rank * CC# Rank = CC# Score) 4. Total each of the credit card score columns (green). The lowest score is your best fit. 5 . Be sure to identifyame each credit card as well as the one with the best fit for you. m CC 1: CC 1 Score CC 2: CC 2 Score CC 3: CC 3 Score Credit Card Features Priority Rank Rank (Priority Rank *CC1 Rank)* Rank (Priority Rank *CC2 Rank)* Rank (Priority Rank *CC3 Rank)* APR: purchases APR: cash advances APR : balance transfers APR if you pay late Interest rate: fixed, variable, or tiered ooo o o o O O O ooo o o o o o O 11 Grace period: balance paid off Grace period: carry a balance N m Grace period for cash advances Finance charge calculation: 1 or 2 cycles Finance charge calculation: include/exclude new purchases O o o Finance charge calculation: average or adjusted Minimum finance charge Fee: annual Fee: late payment Fee: over credit limit Fee: set-up Cash advance: transaction fee o o o o o o o o o o o o O O o o o o o o o o o o o o o O Cash advance limits Credit limit amount Secured/regular/premium card Feature: rebates Feature: frequent flier miles Feature: insurance Feature: other Total Scores O O O Credit Cards Names and Best Fit