Those question I got the answer(below) I just need the process and explain how to get the answer.Thanks

1 Under which scenario is negative amortization likely to occur? (C)

Payment Cap Interest Rates

(A) None Increasing

(B) None Decreasing

(C) 7.5% Increasing

(D) 7.5% Decreasing

2.A borrower has secured a 30 year, $150,000 loan at 7% with monthly payments. Fifteen years later, an investor wants to purchase the loan from the lender. If market interest rates are 5%, what would the investor be willing to pay for the loan? (C)

$75,000

$111,028

$118,478

$168,646

3 Assume that houses in an area appreciate at the rate of 4 percent a year. A borrower expects to have a loan-to-value ratio of 90 percent. What would be the approximate expected appreciation rate on home equity (EAHE)? (E)

4.0%

4.4%

10%

20%

40%

4.A property is purchased for $200,000 with an 80 percent LTV. After five years, the owner