Question: Three years ago, Mickey and Minnie started a dance studio with three employees. Today, they employ thirty people in four dance studios across Waterloo Region.

Three years ago, Mickey and Minnie started a dance studio with three employees. Today, they employ thirty people in four dance studios across Waterloo Region. Mickey and Minnie want to offer their employees a group benefits plan. They have approached you for a quote. Which method of calculating group premium rates will your insurer use?

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