Through his work, Kinny qualifies for a down payment assistance program for single parents that will match his contribution when he buys the house. If Kinny wants to make a down payment of $40,000 in five years but he doesn't have any savings yet, how much will he have to put in his savings account each month? Remember that he only has to save up half the down payment amount on his own! Assume his savings account has an interest rate of 2.25% compounded monthly