Throughout this test, write your answer on the form provided. Erasure marks may cause the grading machine to mark your answer wrong.

INSTRUCTIONS: The following selections relate to distinguishing arguments from nonarguments and identifying conclusions. Select the best answer for each.

If banks are prevented from engaging in risky practices, predatory lending is criminalized, trading in derivatives is made transparent and backed up by capital, and Wall Street lobbyists are held in check, then accountability and responsibility will be restored to the financial system, "too big to fail" will become a thing of the past, and a repeat of the Great Recession will be avoided.

Argument; conclusion: Wall Street lobbyists are held in check.

Argument; conclusion: Banks are prevented from engaging in risky practices.

Argument; conclusion: A repeat of the Great Recession will be avoided.

Nonargument.

Argument; conclusion: Accountability and responsibility $...$ financial system.