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Question $39$

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Dain is just learning the importance of credit scores. He is disappointed that he did not learn about this earlier as he believes he unknowingly lowered his score due to his poor credit management. He now knows that a credit score reflects the likelihood that an individual will be able to make payments for credit in a timely manner. What are credit score criteria?$$

I.$$Your amount of credit owing.

II$.$ Your length of credit history.

III.$$Your search and obtaining new credit

IV$.$Your payment history

V$.$ Your ethics

VI$.$Your filing of your personal income tax returns prior to the April $30$th deadline

VII.$$ Your type of credit used

VIII. Prior conviction for which you have served jail time or received community service

IX$.$Refusal from an insurer for either health or life insurance

X$.$ No savings for an emergency fund

Question $39$Select one:

a$.$

II$,$ III, IV$,$ V$,$ IX

b$.$

I, III, IV$,$ V$,$ VIII

c$.$

I, II$,$ III, IV$,$ VII

d$.$

I, II$,$ IV$,$ VI$,$ VIII, X

e$.$

II$,$ III, IV$,$ VI$,$ IX