Time value Personal Finance Problem You can deposit $8,000 into an account paying 12% annual interest either today or exactly 5 years from today. How much better off will you be 35 years from now if you decide to make the initial deposit today rather than 5 years from today? The future value at the end of 35 years if you deposit $8,000 at 12% today is \& (Round to the nearest dollar.) The future value at the end of 35 years if you deposit $8,000 at 12% years from today is $ (Round to the nearest) dollar.)