to this post 150 words Present Value (PV) for a company would be used when looking at current situations relating to the business. This would be based on current value of money in money market accounts, certificate of deposits, stock or bond investments, and real estate investments, Businesses could also look at present value to determine the current cost of loan obligations that they payout on a monthly basis. Future Value (FV) for a company would be used when looking at future returns on investments over a period of time. These investments would be from stocks, bonds, and real estate. Anything that is going to give you a return on an investment over a period of time. In real estate this would be a future return on rental/lease payments. As well as a return on selling the Real Estate. Future Value is something that is not currently in hand but is something that is anticipated to be in the near future