Todd Foley is applying for a $$150,000$ mortgage. He can get a $$600$ monthly payment for principal and interest and no points, or a $$525$ monthly payment with $2$ points? How many months will it take Todd to cover the cost of the discount points if he takes the lower monthly payment?

Question $44$Select one:

a$.$

$10$

b$.$

$20$

c$.$

$40$

d$.$

$60$

e$.$

$75$