Question: Tom and Mindy want to keep $ 4 2 0 , 0 0 0 in cash equivalents that are federally insured. They could accomplish this

Tom and Mindy want to keep $420,000 in cash equivalents that are federally insured. They could accomplish this by?
Dividing it equally intc different joint accounts in different federally insured savings banks.
 Tom and Mindy want to keep $420,000 in cash equivalents that

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