Tom borrowed a US$ 1,000 camera for one year. There is a 5% chance that the camera will be stolen during the period. If it gets stolen, he will have to buy another one (same model, same price). He could pay US$ 55 for a one-year insurance to cover theft. Tom's utility function for wealth can be modeled as u(x)=x^0.5 where x>=0. Tom's prospect theory (PT) value function can be modeled as v(x)=x^0.5 if x>=0 or as -5(-x)^0.5 if x