Question: Tom was using his chainsaw to cut down a tree in his backyard and the tree fell on Tom s roof. Shortly later, a storm

Tom was using his chainsaw to cut down a tree in his backyard and the tree fell on Tom

s roof. Shortly later, a storm came thru Tom

s town with high winds and significant lightening. Tom filed a claim, indicating that the storm caused the tree to fall. By doing this, Tom has committed

__________________.

fraud

indemnity

concealment

estoppel

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