Question 3 19 martes) Below are some financial ratios of Shandy Industrial Supply for 2020 along with Industry standard ratios. 2020 Industry Profit margin 13% 10% Receivables turnover 11.6 15.5X Inventory turnover 8.5X 8.3x Current ratio 18 1.7 Capital asset turnover 14 8X Times Interest earned 2.2x 5X Debt to total assets 68% 52% Return on assets 17% 10% Return on equity 21% 18% Use the above ratios to answer the following: a) Shandy wants a 10-year loan, and they have approached you, a bank loans officer. What answer would you give them? Using 2 of the above ratios briefly explain your answer. (3 marks) b} Would you buy shares in Shandy? Provide a ratio to support your answer. 12. marks) ch Shandy wants you to sell them inventory on credit, with terms 1730. What would your answer be? Provide a ratio to support your answer: 12 marks) d) of the above options short term creditorem credil investing in shares in your opinion, which is the best option and why? (2 mars)