True/False Indicate whether the statement is true or false. 1. Liens usually do not take priority over other claims against the same property. 2. An artisan's lien is a security device created at statutory law through whicha for labor and materials used to increase the value of real property. creditor can recov To use attachment as a remedy,, a creditor must have an enforceable right to payment of the de 3. 4. In some states, a judgment creditor must obtain a separate order of garnishment to cover each pay periods. 5. A guarantor is secondarily liable on an obligation. 6. A material change in a loan contract between a creditor and a debtor discharges a surety onl that the surety suffers a loss. Certain types of property 7. are exempt from writs of execution or attachment. 8. One goal of bankruptcy law is to protect a debtor. 9. Bankruptcy law is state law. A husband and wife may file a joint petition for bankruptcy. 10. 11. In most states, state law determines the amount of a debtor's property that is exempt fro bankruptcy 12. Some student loans dischargeable in a Chapter 7 bankruptcy. are 13. A discharge will be denied to a debtor who received a discharge within eight years of petition. 14. Once a discharge is granted, it may not be revoked, even if, for example, a debtor co defraud a creditor. 15. A student loan is discharged under Chapter 13 unless the creditor can show "undue