Twenty$-$three year old Jon has a part$-$time job at the public library, which pays him $$20$ per hour. He applies for a credit extension of $$500$ to complete his education program. The bank refuses Jon's application, stating its refusal to consider Jon's income from his employment at the library. Which of the following laws has the bank violated?

A$.$ The Equal Credit Opportunity Act.

B$.$ The Fair Credit Reporting Act.

C$.$ The Fair Debt Collections Act.

D$.$ The Truth$-$in$-$Lending Act.