Question: Two papers in the course description documents evidence on ex ante moral hazard. They are Dave and Kaestner 2009 on Medicare, and Courbage and de


Two papers in the course description documents evidence on ex ante moral hazard. They are Dave and Kaestner 2009 on Medicare, and Courbage and de Coulon 2004 on the UK. In 300 words, summarize the finding of one and only one of these two papers. There is no need to discuss the data and the statistical methodology. The 300-word limit is to be strictly adhered to
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