Two true statements about the disclosures required by the EFTA would be that $\_\_\_\_\_\_\_\_$ and $\_\_\_\_\_\_\_.($Choose two correct answers$)$

Multiple select question.

a consumer is not liable for unauthorized electronic funds transfers.

two days' notice prior to the effective date of any change in the terms of a person's account that pertains to the required disclosures is mandatory.

every financial institution has a liability to a consumer for failure to make or stop payments.

a consumer has the right to receive documentation of transfers both at the point or time of transfer and periodically.