Question: Under the CARD Act, a consumer can opt - out : Group of answer choices of late fees by paying an extra fee each month.

Under the CARD Act, a consumer can opt-out:
Group of answer choices
of late fees by paying an extra fee each month.
of changes in credit card rates and terms, but has to pay off the existing balance in five years.
of using the new chip credit and debit cards.
of changes in credit card rates and terms, but has to pay off the existing balance immediately.

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