Question: Under the Fair Debt Collection Practices Act (FDCPA), a debtor may sue a debt collector for actual damages related to prohibited collection methods. However, if

Under the Fair Debt Collection Practices Act (FDCPA), a debtor may sue a debt collector for actual damages related to prohibited collection methods. However, if the debtor loses the lawsuit, the debt collector is only entitled to costs if the debtor acted in bad faith when bringing the case. is entitled to receive $1000 as a preventative measure against future violations by the debtor. may still have to pay $1000 as a preventative measure against future violations. may be entitled to costs even if the debtor did not bring the case in bad faith. receives nothing because the debtor is protected by the FDCPA from paying any costs
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