Upon graduation, you must decide between the following two options. Option A is to purchase a new vehicle, but you must take out a small loan to do so. Your bank offers you a loan for the full cost of the vehicle, $35,000, which you must pay back via monthly payments for the next 72 months. The nominal annual interest rate for this option is 12%, compounded monthly. Option B is to lease a new vehicle for 3 years and then lease another vehicle for 3 more years. With this option, a 12.68% effective annual rate is used. You can assume interperiod interest. Option B also requires down payment of $2,000 for both 3-year leases and results in a payment of $450 per month. Which option should you choose? Only set up the problem, do not solve. Setting up the problem includes: (a) establishing knowns and unknowns (b) drawing cash flow diagrams (c) determining the effective rate for Option A (d) using the interperiod interest assumption to redraw the final cash flow diagram for Option B