Use equations not calculator or excel. Show work

For each of the mixed streams of cash flows shown in the following table, determine the future value at the end of the final year if deposits are made into an account paying annual interest of 12%, assuming that no withdrawals are made during the period and that the deposits are made.

1. At the end of each year (i.e., the first deposit occurs one year from now)

2. At the beginning of each year (i.e., the first deposit occurs immediately)