Use Excel formula:

in your checking account not earning much interest. - What would the future value of your investment be after 4 years, assuming 4% compounded monthly. What about after 6 years? What about after 10 years? Also, assume you will not add any other amount to the account and will not withdraw from the account during the investment period. - Now assume you are able to add $200 at the end of each month to your investment for the next 4 years. What would be the future value of your investment at the end of the four years at 4%