Use the following information from table 2 to answer questions 3, 4, and 5. Table 2: Balance Sheet Account Year 1 ending balance Year 2 ending balance Stock Issued $50 $50 Cash and Reserves $80 Allowance for Loan Losses ($20) $89 ($21) $65 Federal Funds - as lender $70 Demand Deposits $650 $685 $230 Treasury Bills Purchased Retained Earnings Bank Bonds issued $220 $75 $70 $130 $130 Commercial Loans made $500 $550 Now Accounts $125 $100 $140 Net Building/Equipment $162 Question 4: Using the same information in table 2 and keeping constant the assumption that the bank made $5 million of net income in year 2, what was the bank's Return on Equity (ROE) in year 2? Show your answer to four decimal places in the following format .XXXX, enter 6.38% as .0638