Use the following information from table 2 to answer questions 3, 4, and 5. Table 2: Balance Sheet Account Year 1 ending balance Year 2 ending balance Stock Issued Cash and Reserves Allowance for Loan Losses $50 $80 ($20) $70 $650 $230 $50 $89 ($21) $65 $685 Federal Funds - as lender Demand Deposits Treasury Bills Purchased Retained Earnings $220 $75 $130 Bank Bonds issued $70 $130 $500 $100 $140 11 Commercial Loans made $550 Now Accounts $125 Net Building Equipment $162 a Question 3: Table 2 list various accounts from a bank's balance sheet ($'s in millions). In year 2 the bank's total net income was $5 million. What was the bank's Return on Assets (ROA) in year 2? Show your answer to four decimal places in the following format .xxxx, enter 6.38% as .0638