Use the following models to help you with examples B, C, & D Below:

A. Bob is 27 years old. He has $20,000 in his 401k, but has about $15,000 in his savings account. And has about $500 a month of discretionary funds he can do whatever with. What would you recommend he do with the extra cash? Whats his factors when making the recommendation? Draw and explain his Asset Allocation model. Draw and Explain in two sentences

B. Colleen is 50 years old. She has a 401k (its doing pretty well), has an IRA, 2 teenagers, and $30,000 to invest. What are her factors for making a recommendation. What would you recommend she do with the $30k? How should her asset allocation model look? Why? Draw and Explain in two sentences

C. Mike and Judy are 63 and 59, respectively. They have combined about $750,000 in retirement funds that they are going to be able to tap into soon (next year for Mike, about 2 years for Judy). What are their factors? High or low risk? Draw and explain what the asset allocation model might look like as they look to retire. Draw and Explain in two sentences