USE THE PV FUNCTION IN EXCEL !!!!

You can buy a car that is advertised for $20,520 on the following terms: (a) pay $20,520 and receive a $5,520 rebate from the manufacturer; (b) pay $570 a month for 3 years for total payments of $20,520, implying zero percent financing. Calculate the present value of the payments for option

(a) if the interest rate is 1.25% per month. Calculate the present value of the payments for option

(b) if the interest rate is 1.25% per month. Note: Do not round intermediate calculations. Round your answer to 2 decimal places.

Which is the better deal?