use the reason for choosing for being a full time student and having a full time job. a total savings of approximately $4,202.40 over the loan term. This drastic difference would likely affect decision-making, encouraging a borrower to seek the lowest interest rate possible when financing the vehicle. A lower interest rate not only reduces monthly payments but also lessens the overall financial burden in terms of total interest paid over the loan duration. Make sure to consider the loan terms and rates offered by different lenders before making a final choice. so i chose the better option rewrite this using the information given. The monthly payment at 2% interest is significantly lower than at 6.8%, resulting in a total savings of approximately $4,202.40 over the loan term. This drastic difference would likely affect decision-making, encouraging a borrower to seek the lowest interest rate possible when financing the vehicle. A lower interest rate not only reduces monthly payments but also lessens the overall financial burden in terms of total interest paid over the loan duration. Make sure to consider the loan terms and rates offered by different lenders before making a final choice