Question: Using artificial intelligence to determine who is eligible for a bank loan can regarded as good business, however it has been criticised for denying loans

Using artificial intelligence to determine who is eligible for a bank loan can regarded as good business, however it has been criticised for denying loans to people with a poor credit history even if their circumstances have now changes. Discuss whether relying solely on artificial intelligence to determine who is eligible for bank loan is ethical with reference to utilitarian, deontological and relative ethical theories.

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