using the Data below, identify:

1: Interest rate spread (show both components and net) using loans and deposits.

2: return on assets

3: The reserve percentage for this bank

reserve 6 DOOR CON OLD NATIONAL BANCORP CONSOLIDATED BALANCE SHEETS December 31, 2021 2010 172,435 649,356 $22,019 13,211 265.205 321804 589.712 2.347 10,205 541.9 235,584 1.542.773 3.698. RUI 1,454.986 249,892 7.382.066 10,375 35.458 1,492,162 286.659 5,970,115 169.433 61.250 (dollars and share in thousands, except per share data Act Cash and due from banks Mansy market and other interesteamin investment Total cash and cash equivalents Equity securities at fair value Investment securities available for sale, at fair valec US Treasury US government-sponsored entities and agencies Mortgage-backed securities States and political subdivisions Other series Total investment securities available for sale Federal Home Loan Bank/Federal Reserve Bank ock, ut cost Lans held for de fair value Loans Commercial Commercial real estate Residential realewale Consumer credit foueamed income Total ans, ne of und in Allowance for en dit loss Netlins Premises and equipment, net Operating lease right-of-use as Accred interest recevable Coll Other intangibles Company-owned life insurance Other Totalt Liability D Nemended le INOW Savi mark 1.956, 422 5946,512 2.148.432 1.635 123 11.76, 470 1.391,760 6,380,674 2.255.29 1.574114 13.01.846 1107.40) 13.494, 476, IS 69,560 14.109 1,036,704 14.67 461,334 173,079 24.461.864 13.655,00 404 404 76197 5,30 1.0.16.99 1,014 450.110 12900617 6.101, 1065 3611612 022 79.494 2.169.10 4,077.00 12 reserve 6 21 EXIM 476,186 69,560 54,109 1,036,994 14,678 463.324 372,079 24.453.5645 OL TAL 464,40 76,197 N5,306 1.036,994 46,014 456, 110 345, 445 22.960.622 $ 1 5 6,301,10 $ 5.633,672 Premies and equipment, net Operating lease right-of-use assets Accred interest recevable Goodwill Other inngibles Company-owned life insurance Others Total Liabilities Deposits Noninterest-bearing demand Interest-bearing Checking and NOW Saving Money market Time dosis Total de Federal funds purchased and interbank bormwings Securities sold undernement to reporte Federal Home Loan Bank ads Other borrowings Operating looseliabilities Acredibilities Total abilities Commitments and contingencies Note 213 Shareholders' Equity Prefek CA. 2.400 otherlanding Common stock. SL.00 per sted at 10.000 sharest and 165,357 shares ud and interactive Capital Red coming Aumaled odiernox Total archildersly Total liabilitiescholen The accompanying notes to considered financialmente en el te K138,022 3.798,494 2,169,160 960,413 IR 569,195 276 392,275 1.886,019 296,670 76,236 230,875 21.441.946 4,977,045 3,395,747 1.90 118 1,122,870 17,011,453 1,166 431.166 1.991,435 252.767 $5.998 187161 19,987.266 TORIS 1.0,545 96,010 (2.375 2012.018 24.431.54 166 167 1 NT 626 763.891 147771 2.072.686 PO 72 MarRook Air reserve 6 Doktor CON OLD NATIONAL BANCORP CONSOLIDATED BALANCE SHEETS December 31, 1021 2030 172,435 649,356 $22,019 13,211 266208 321.504 589.712 2.347 235,584 1.542.773 3.698.1 1,454.986 249,892 7.382.066 169,375 10,208 541.9 3.339.00 1,492,162 236.659 5,970,115 169.433 61.250 dollars and shares in thousands, except per share data Aucts Cash and due from banks Mons market and other interest.comin investments Total cash and cash equivalents Equity securities at fair value Investment securities available for sale, at ir value US Treasury US government-sponsored entities and agencies Morte-hacked securities States and political subdivisions Other scribes Total investment securities available for sale Federal Home Loan Bank/Federal Reserve Bank lock, at cost Las held for le, fair value Loans Commercial Commercial Real estate Residential real estate Consumer creditore medicine Total loans net of ununed income Allowance for cerdit loc Netlen Premises and equipment Operating and right-of-use Accred interest recevable Codwill Other intangibles Company-owned like to Od Total Liabilities D Nebunden er bare Checking NOW 1.956,422 5.946,512 2.348,422 1613123 13,76,470 1.191.760 6,380,674 2,255,219 1.574114 13,601,846 (1974) 13.494. Sos 476,16 69,560 $4,109 1.036.704 14.678 461,334 173,079 24.461.5643 13.695,00 464.400 76,197 5.30 1,036,2 1,014 450.110 345445 2306062 6.101 106 1671 4,077.00 S1,022 179.494 reserve St CON GES TEREN 476,186 69.560 14,109 1,036,994 146678 461.324 312.079 24,453,564 LERU 464,408 76,197 85,306 1,036,994 46,014 456130 34545 22.900.622 $ $ 1 5 6,301,106 S 5,633,672 4.977,046 3.395 147 1,906 ,1 Premis and equipment, net Operating lease right-of-menueta Accrued interest receivable Goodwill Other intangible at Company-owned life insurance Other Total Liabilities Deposit Noninterest-bearing demand Interest-bearing Checking and NOW Savings Money market Time donosite Total deposit Federal funds port hawed and interak bormwings Securities sold under agreements to repurchase Federal Home Loan Bank advances Other borrowing Operating loure liabilities Accrued and other it To lisbilities Commitments and ingencies None 20 Shareholders' Equity Prefemed stock, wie A2.00 hores hores doing Common stock, 51.00 peraturated 300.000 hod.105.8 and 165,367 sharested and und viel Capitalis Retained coming Accumulated other comprensivo decora Total shancholy Totaltabilities and scholen The accompanying notes to consolidated financialmente 238,022 3.798,494 2.169.160 961,413 IN, 569,195 276 392,275 1..019 296,670 76,216 220.075 21,441,546 17.037.451 1.166 431,166 1.991,435 7527 6,598 1876 19.9816 165 167 1658 1.8.0.545 968,010 (2.75 3,012.018 24.451.5643 TR392 147.711 297656 23.02 72 MacBook Air reserve 6 DOOR CON OLD NATIONAL BANCORP CONSOLIDATED BALANCE SHEETS December 31, 2021 2010 172,435 649,356 $22,019 13,211 265.205 321804 589.712 2.347 10,205 541.9 235,584 1.542.773 3.698. RUI 1,454.986 249,892 7.382.066 10,375 35.458 1,492,162 286.659 5,970,115 169.433 61.250 (dollars and share in thousands, except per share data Act Cash and due from banks Mansy market and other interesteamin investment Total cash and cash equivalents Equity securities at fair value Investment securities available for sale, at fair valec US Treasury US government-sponsored entities and agencies Mortgage-backed securities States and political subdivisions Other series Total investment securities available for sale Federal Home Loan Bank/Federal Reserve Bank ock, ut cost Lans held for de fair value Loans Commercial Commercial real estate Residential realewale Consumer credit foueamed income Total ans, ne of und in Allowance for en dit loss Netlins Premises and equipment, net Operating lease right-of-use as Accred interest recevable Coll Other intangibles Company-owned life insurance Other Totalt Liability D Nemended le INOW Savi mark 1.956, 422 5946,512 2.148.432 1.635 123 11.76, 470 1.391,760 6,380,674 2.255.29 1.574114 13.01.846 1107.40) 13.494, 476, IS 69,560 14.109 1,036,704 14.67 461,334 173,079 24.461.864 13.655,00 404 404 76197 5,30 1.0.16.99 1,014 450.110 12900617 6.101, 1065 3611612 022 79.494 2.169.10 4,077.00 12 reserve 6 21 EXIM 476,186 69,560 54,109 1,036,994 14,678 463.324 372,079 24.453.5645 OL TAL 464,40 76,197 N5,306 1.036,994 46,014 456, 110 345, 445 22.960.622 $ 1 5 6,301,10 $ 5.633,672 Premies and equipment, net Operating lease right-of-use assets Accred interest recevable Goodwill Other inngibles Company-owned life insurance Others Total Liabilities Deposits Noninterest-bearing demand Interest-bearing Checking and NOW Saving Money market Time dosis Total de Federal funds purchased and interbank bormwings Securities sold undernement to reporte Federal Home Loan Bank ads Other borrowings Operating looseliabilities Acredibilities Total abilities Commitments and contingencies Note 213 Shareholders' Equity Prefek CA. 2.400 otherlanding Common stock. SL.00 per sted at 10.000 sharest and 165,357 shares ud and interactive Capital Red coming Aumaled odiernox Total archildersly Total liabilitiescholen The accompanying notes to considered financialmente en el te K138,022 3.798,494 2,169,160 960,413 IR 569,195 276 392,275 1.886,019 296,670 76,236 230,875 21.441.946 4,977,045 3,395,747 1.90 118 1,122,870 17,011,453 1,166 431.166 1.991,435 252.767 $5.998 187161 19,987.266 TORIS 1.0,545 96,010 (2.375 2012.018 24.431.54 166 167 1 NT 626 763.891 147771 2.072.686 PO 72 MarRook Air reserve 6 Doktor CON OLD NATIONAL BANCORP CONSOLIDATED BALANCE SHEETS December 31, 1021 2030 172,435 649,356 $22,019 13,211 266208 321.504 589.712 2.347 235,584 1.542.773 3.698.1 1,454.986 249,892 7.382.066 169,375 10,208 541.9 3.339.00 1,492,162 236.659 5,970,115 169.433 61.250 dollars and shares in thousands, except per share data Aucts Cash and due from banks Mons market and other interest.comin investments Total cash and cash equivalents Equity securities at fair value Investment securities available for sale, at ir value US Treasury US government-sponsored entities and agencies Morte-hacked securities States and political subdivisions Other scribes Total investment securities available for sale Federal Home Loan Bank/Federal Reserve Bank lock, at cost Las held for le, fair value Loans Commercial Commercial Real estate Residential real estate Consumer creditore medicine Total loans net of ununed income Allowance for cerdit loc Netlen Premises and equipment Operating and right-of-use Accred interest recevable Codwill Other intangibles Company-owned like to Od Total Liabilities D Nebunden er bare Checking NOW 1.956,422 5.946,512 2.348,422 1613123 13,76,470 1.191.760 6,380,674 2,255,219 1.574114 13,601,846 (1974) 13.494. Sos 476,16 69,560 $4,109 1.036.704 14.678 461,334 173,079 24.461.5643 13.695,00 464.400 76,197 5.30 1,036,2 1,014 450.110 345445 2306062 6.101 106 1671 4,077.00 S1,022 179.494 reserve St CON GES TEREN 476,186 69.560 14,109 1,036,994 146678 461.324 312.079 24,453,564 LERU 464,408 76,197 85,306 1,036,994 46,014 456130 34545 22.900.622 $ $ 1 5 6,301,106 S 5,633,672 4.977,046 3.395 147 1,906 ,1 Premis and equipment, net Operating lease right-of-menueta Accrued interest receivable Goodwill Other intangible at Company-owned life insurance Other Total Liabilities Deposit Noninterest-bearing demand Interest-bearing Checking and NOW Savings Money market Time donosite Total deposit Federal funds port hawed and interak bormwings Securities sold under agreements to repurchase Federal Home Loan Bank advances Other borrowing Operating loure liabilities Accrued and other it To lisbilities Commitments and ingencies None 20 Shareholders' Equity Prefemed stock, wie A2.00 hores hores doing Common stock, 51.00 peraturated 300.000 hod.105.8 and 165,367 sharested and und viel Capitalis Retained coming Accumulated other comprensivo decora Total shancholy Totaltabilities and scholen The accompanying notes to consolidated financialmente 238,022 3.798,494 2.169.160 961,413 IN, 569,195 276 392,275 1..019 296,670 76,216 220.075 21,441,546 17.037.451 1.166 431,166 1.991,435 7527 6,598 1876 19.9816 165 167 1658 1.8.0.545 968,010 (2.75 3,012.018 24.451.5643 TR392 147.711 297656 23.02 72 MacBook Air