Question: Using the IADM model, what factors must work together to yield loan decisions that are consistent, accurate, and unique to each loan? The IADM model

Using the IADM model, what factors must work together to yield loan decisions that are consistent, accurate, and unique to each loan?

The IADM model helps you gather information that is entered into a formula

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driven framework to reach decisions that minimize the application of individual judgment.

The IADM model synthesizes information, uses appropriate analytical tools, and applies expert judgment to reach each unique loan decision through a consistent framework.

The IADM model prioritizes individual discretion and judgment using a process in which the analytical steps that are applied depend on the nature of each loan request.

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