Using the information from question $3..$ What will be their college savings

shortfall $($or surplus$),$ for Paloma? $($Again$,$ show the calculations for full credit$)$

i$.$ How much would college cost be for Paloma$$s first year?

ii$.$ What is Paloma$$s college cost shortfall? $($or surplus$)(3$a$.$i$-4.$i$.)$

iii. What are some saving programs and tools that the Marcottes might

consider to make up the shortfall and to eventually prepare for

Joel?