Question: Using the information gained in the article by Gretchen Morgenson, draft a memo to Stanley O'Neal, applying the ERM framework to identify the excessive risk

Using the information gained in the article by Gretchen Morgenson, draft a memo to Stanley O'Neal, applying the ERM framework to identify the excessive risk taken by Merrill Lynch and provide solutions/next steps to protecting the company.

https://www.nytimes.com/2008/11/09/business/09magic.html

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