We all strive or should strive for financial security and we need navigational tools to guide us. Financial plans, financial statements and budgets provide direction by helping us work toward specific financial goals. What tools do you use to plan, monitor and control your financial status? Provide specific details as to how these certain tools are helping you achieve the financial status you are seeking.

If you do not incorporate tools, list 3 tools that would help you achieve a better financial status and explain how each tool would help.