What can we say about this three post?

1. The options were to sell the house that has a 2.5% interest rate and make close to 100k, buy a new house on land or in Florida at a higher interest rate (6%+), keep the current house or rent out the current house. Mortgage interest rates are impacted by the federal funds rate and other market rates. Your interest rate will also be impacted by your personal credit score and sometimes past situations, like bankruptcy.

The loss impacted our decision. When mortgage rates rise, it increases your monthly payments on the loan for the same amount. It would be nice to sell our current house and make a good amount of money, but with the rise in the interest rates....we would have to use a lot of the money we make as a down payment on the new house. That way our "new" house would have a similar payment as the old house. The loss impacted our decision because in the long run, with the rise in interest rates, we would be paying more and losing money on the new investment.

2. Within the last year I had a business opportunity, myself and a small group of investors purchased a plane with the intention of starting a business. At the time of purchase planes were in high demand and not many were on the market. We purchased an aircraft at 87K with 10% interest on a 7 year payment plan. Because our company was new (high risk) we only had 2 options for a lenders in the state of Kansas, AOPA and Pryority bank. Both banks with 10% down gave us a fixed loan term of 15 years, but with slightly different Interest percentages. The company was approved by both parties with AOPA interest rate of 12.5% and Pryority at 10% with 10% of the total price down. If I would have had this business opportunity back in mid 2019 the price of the plane would have been around 55-65k with loan percentages on 5% average and loan terms 10 years long. In the long run even though the aircraft market was at an all time high with limited lenders and high percentages, this business investment is forecasted to bring in gross of 7 figures in the first fiscal year.

3. Between my parents and my brother, they have bought 3 cars over roughly the past 1.5 years. All have been financed through loans at the same bank, with my dad's credit score attached. The credit score remained roughly the same across this time period. The first car had the lowest interest rate. As the Fed has been raising the interest rate to combat inflation, they have seen higher interest rates on these loans. They have been more inclined to purchase these cars sooner rather than later, because as the Fed raises interest rates, the banks will only offer higher and higher interest rates. So rising interest rates persuade people to buy cars now rather than later to not get locked into a higher interest rate.