What does your credit report contain? Select all that apply. A history of your financial behavior Your credit score Any loans you've taken out and their remaining balances Personal information like your employer and current/previous addresses Where can you access a free copy of your credit report? Select all that apply. Directly from any of the credit bureaus FreeCreditReport.com AnnualCreditReport.com Which of the following is true of credit reports and credit scores? Select all that apply. Both your credit score and credit report can be accessed by financial institutions and lenders. Your credit score can be accessed by financial institutions and lenders, but your credit report cannot. Your credit report can be accessed by financial institutions and lenders, but your credit score cannot. Your credit report is a detailed history of your credit use, the data from which is used to calculate your 3digit credit score. Your credit score helps to determine your "creditworthiness." When looking at a borrower's creditworthiness, what factors might a lender consider? Select all that apply. The borrower's collateral, which secures a lender's interests in the loan balance The borrower's capacity to repay the loan based on their available cash flow The overall health of the economy, which impacts the conditions of the loan The borrower's character - their credibility, responsibility with credit, and history of behavior The borrower's household composition - single vs married, number of dependents at home, etc. The borrower's capital (what they're willing to put forward towards the purchase), which helps demonstrate their commitment The borrower's demographics - age, race, religion, and income status