Question: What elements are found in an effective financial plan? OA. Sufficient liquidity to meet unexpected needs B. Flexibility to allow for changes in your situation

What elements are found in an effective financial plan? OA. Sufficient liquidity to meet unexpected needs B. Flexibility to allow for changes in your situation C. Insurance protection from catastrophic events O D. Helps you legally reduce the amount of taxes you owe O E. All of the above A recent TD Ameritrade survey found what percent of respondents said credit card debt would make them less likely to date a person? O A. 32% B. 10% C. 44% O D. 74% Suppose that you are a 21-year-old college student. What stage of the financial life cycle are you currently in? A. Stage 1: wealth accumulation B. Stage 2: the golden years Stage 3: the retirement years C. D. Stage 4: the formative years O E. Stage 5: the educational years

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