What happens when doctors are affected by moral hazard?

Question $18$Answer

a$.$

They may treat$/$prescribe appropriately because of the knowledge that healthcare insurance will cover those costs.

b$.$

They may over$-$treat$/$over$-$prescribe because of the knowledge that healthcare insurance will cover those costs.

c$.$

They may under$-$treat$/$under$-$prescribe because of the knowledge that healthcare insurance will cover those costs.

d$.$

They may not treat$/$prescribe at all because of the knowledge that healthcare insurance will cover those costs.