What is a bank reconciliation? Select one: 1. A statement sent monthly by a bank to a depositor that lists all deposits, checks paid, and other credits and charges to the depositors account for the month. 2. A schedule that accounts for differences between a firms cash balance as shown on its bank statement and the balance shown in its general ledger Cash account 3 A formal financial statement that lists all of a firms bank account balances 4. A merger of two banks that previously were competitors