Question: What is a critical factor that will help you frame your analysis and reach defensible, consistent loan decisions? Producing a robust initial hypothesis about creditworthiness.

What is a critical factor that will help you frame your analysis and reach defensible, consistent loan decisions?
Producing a robust initial hypothesis about creditworthiness.
Accommodating the needs and requirements of the borrower.
Including the results of cash flow and solvency tests.
What is a critical factor that will help you

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