What is another term for a "capper," a middleman who introduces accident victims to dishonest medical and legal providers? a. runner O b. badger c. trick d. topper Winston is contemplating suicide. He takes out a large life insurance policy naming his wife as beneficiary. After the first premium is made, Winston takes his life. Will his wife be able to collect the death benefit? a. Yes, she is the named beneficiary. Ob. Yes, the insurance policy is a legal and binding contract. c. No, death by suicide is never covered by a life insurance policy. d. It is unlikely since the policy will probably not pay out until after a certain number of years in order to discourage this very act. During your meeting with a client and while she completes a life insurance application, you see that she is chain smoking. Yet she indicates on her application that she does not smoke. What should you do? Oa. Pack up and leave; otherwise you will be committing fraud. Ob. Ask her to reconsider her answer to the smoking question. c. Insist that she be truthful and avoid misrepresentation. d. Remain silent since you cannot interfere or participate in the application process