Question: What is the difference in total payments for a loan of $35,000 which is paid over 5 years with equal total payments, compared to a

What is the difference in total payments for a loan of $35,000 which is paid over 5 years with equal total payments, compared to a loan of $35,000 which is paid back in equal total payments starting in year 3 with interest only payments in years 1 and 2? Loan is at 5.5% interest

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