What is the fixed payment coverage ratio? Please help!!!!ww

Debt analysis Springfield Bank is evaluating Creek Enterprises, which has requested a $4,290,000 loan, to assess the firm's financial leverage and financial risk. On the basis of the debt ratios for Creek, along with the industry averages and Creek's recent financial statements, evaluate and recommend appropriate action on the loan request. Creek Enterprises Income Statement: Creek Enterprises Balance Sheet: Creek Enterprises's debt ratio is (Round to two decimal places.) Creek Enterprises's times interest earned ratio is (Round to two decimal places.) Creek Enterprises's fixed-payment coverage ratio is (Round to two decimal places.) Data table Data table (Click on the icon located on the top-right corner of the data table below in order to copy its conter (Click on the icon located on the top-right corner of the data table below in order to copy its contents into into a spreadsheet.)