Question: what is the hypothesis formulation for fintech mobile banking influence on businesses and customers? list down h 1 , h 2 , h 3 and

what is the hypothesis formulation for fintech mobile banking influence on businesses and customers? list down h1,h2, h3 and so on. The answer need to be positive significant, negative significant or there is a significant for either postive and negative. For reference from article please provide links

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