Question: What isLending Club's (LC) value proposition?How does it differ from traditional retail banks? Frictions in traditional lending markets How LC proposes to solve those frictions

  1. What isLending Club's (LC) value proposition?How does it differ from traditional retail banks?
    • Frictions in traditional lending markets
    • How LC proposes to solve those frictions
    • How does the company make money - is it different from traditional banking model?
  2. How sustainable isLending Club'scompetitive advantage?
    • Technology platform
    • Big data applications
    • Competition- first mover advantage?
  3. Would you invest inLending Club(as a lender or as an investor in the company itself)? Why or why not? Provide your reasoning.

Source: https://www.hbs.edu/faculty/Pages/item.aspx?num=46004

Lending Club: Time to Join?

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