"What would be more valuable, receiving $400 today or receiving $535 in 7 years if interest rates are 4.5% and by how much would it be the more valuable alternative?" Receiving S535 / $7 higher Present Value O Receiving S400 / $393 higher Present Value Receiving S535 / $393 higher Present Value Both are worth the same amount Insufficient date provided to determine an answer to this question Receiving S400 / $7 higher Present Value