What would be your future account value $($after$-$tax and after$-$inflation$)$ if you invested $$175$ each month into a growth mutual fund for $20$ years? Assume an average annual rate of return of $13$ percent. Assume a combined federal and state income tax of $24\%$ and an average inflation rate of $3\mathrm{.}8\%$ over the $20-$year period.