whats the difference between these two questions? (The answers are in bold but I dont know why they get different results) pls help!

2. On February 20, 2022 you sell a Jumbo CD maturing on March 21, at a quoted rate of 4.75%. What price do you get for $100 million in par value? How much implied interest is there on the Jumbo CD? $99,618,819.66; $381,180.34 a 3. On February 20, 2020 you sell a Jumbo CD maturing on March 21, at a quoted rate of 4.75%. What price do you get for $100 million in par value? How much implied interest is there on the Jumbo CD? What is the BEY on the Jumbo CD? What is the EAR on the Jumbo CD? $99,605,727.33; $394,272.67; 4.75%; 4.92% SO