When a licensed agent satisfactorily completes continuing education requirements and submits a renewal application with applicable fee on or before the expiration date, the agent will be able to a. Operate if the agent goes in person to the Department of Insurance to receive a temporary extension license. b. Continue to operate after a 30-day extension to operate without receipt is requested and approved. c. Operate if a receipt for payment is returned prior to the license expiration date. d. Operate for up to 60 days after the specified expiration date. What is one difference between a Homeowners policy and a Dwelling policy for personal property coverage? There is no appreciable difference. b. Homeowners policies coverage limit is higher than the dwelling form for jewelry. Homeowners policies value property at replacement cost; the dwelling policy values property at Actual Cash Value (ACV). d. Homeowners coverage is worldwide while the dwelling forms limit coverage while on the described premises. In which of the following cases would an Insurance Services Office (ISO) HO-3 insured add the Watercraft endorsement? a. He wants hull coverage for his 50 HP outboard watercraft that is not covered under his homeowners policy. b. He wants liability coverage for his 50 HP outboard watercraft that is not covered under his homeowners policy. c. He wants liability and hull coverage for his 50 HP outboard watercraft that is not covered under his homeowners policy. d. He wants coverage for his fishing gear