When a party presents an unaccepted draft to a drawee, the holder guarantees that$(1)$ the warrantor of the instrument is to enforce the instrument $(2)$ the instrument has not been alteredand $(3)$ the warrantor has no knowledge that the drawer's signature or the draft is unauthorizedThese presentment apply to a drawee who accepts a draft primarily, in a commercial setting only, in a commercial setting onlyin good faith primarilyin a non$-$commercial setting onlyin a non $-$ commercial setting